Mortgage Affordability Calculator
Estimate how much home you can afford from income, debts and a target payment.
Runs in your browser — files never leave your device
You could afford about
$276,874.08
Max monthly payment
$1,660
Uses a 36% debt-to-income rule of thumb. Lenders’ criteria vary.
How it works
Enter income, monthly debts, rate and term to estimate the loan amount you could afford.
Frequently asked questions
- What rule does this use?
- A 36% debt-to-income guideline. Lenders weigh credit, deposit and other factors too.
- Is my data uploaded?
- No — it runs in your browser.
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