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Student Loan Calculator

Estimate student loan monthly payments and total interest over the repayment term.

Runs in your browser — files never leave your device

Monthly payment
$318.2
Total interest
$8,183.59
Total paid
$38,183.59

How it works

Enter your student loan balance, interest rate and repayment term to estimate the monthly payment and total interest.

Frequently asked questions

Does this model deferment?
No — it estimates standard repayment. Interest during deferment and income-driven plans differ.
Is my data uploaded?
No — it runs in your browser.