Loan / EMI Calculator
Calculate your monthly loan payment (EMI), total interest and payoff for any loan amount, rate and term.
Runs in your browser — files never leave your device
Monthly payment
$400.76
Total interest
$4,045.54
Total paid
$24,045.54
How it works
Enter the loan amount, interest rate and term to see your monthly payment, total interest and total cost.
Need country-specific currency and examples? Try the United States, United Kingdom, Canada, Australia versions.
Frequently asked questions
- How is the monthly payment calculated?
- Using the standard amortizing loan formula (EMI), which keeps the payment constant while the split between interest and principal changes over time.
- Is my data uploaded?
- No — the calculation runs entirely in your browser.
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