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Stamp Duty Calculator

Estimate stamp duty and registration charges on a property purchase.

Runs in your browser — files never leave your device

Stamp duty
₹3,00,000
Registration
₹50,000
Total charges
₹3,50,000

Rates vary by state and gender/usage. Check your state’s current rate.

How it works

When a property changes hands in India, the sale deed must be stamped and registered, and both steps attract government charges calculated as a percentage of the property value. This calculator adds them up: enter the property value, your state’s stamp duty rate and the registration fee rate, and it shows each charge plus the total payable over and above the price.

The arithmetic is deliberately simple and transparent: stamp duty = property value × stamp duty % ÷ 100, registration fee = property value × registration % ÷ 100, and the total is their sum, rounded to the paisa. The tool ships no state lookup table — stamp duty is a state subject, rates are revised in state budgets and can differ by buyer gender, property location and property type — so you supply the percentages yourself. The pre-filled 6% duty and 1% registration are indicative placeholders in the range many large states charge, not your state’s actual rate.

Worked example with the defaults: a ₹50,00,000 property at 6% stamp duty and 1% registration. Stamp duty is 6% × 50,00,000 = ₹3,00,000, the registration fee is 1% × 50,00,000 = ₹50,000, and the total government charge is ₹3,50,000 — money to budget on top of the purchase price, since lenders generally do not finance it.

Some indicative context for choosing the inputs: most states levy stamp duty of roughly 4–8%, registration is commonly about 1% (a few states cap it at a fixed amount), and several states charge women buyers 1–2 percentage points less. Duty is generally assessed on the higher of the agreement value and the government circle (guidance) value, so enter that higher figure. All rates here are indicative and the binding numbers sit on your state registration department’s portal — these are estimates, so verify current rates with official sources or a CA before budgeting.

Frequently asked questions

Why doesn’t the tool pick the rate from a state list?
Because stamp duty is a state subject: each state sets its own rate, revises it in budgets, and many vary it by buyer gender, urban/rural location or property type. A hard-coded table goes stale quickly, so the calculator ships no state list and asks for the current percentage instead — look it up on your state registration department’s portal and enter it.
What value is stamp duty charged on?
Generally on the higher of the sale consideration in the deed and the government’s circle rate (also called guidance or ready-reckoner value) for the property. If you enter only the negotiated price and it is below the circle rate, the calculator will understate the duty.
What are typical stamp duty and registration rates?
Indicatively, most states charge stamp duty in the 4–8% band and a registration fee of about 1%, with some states capping registration at a fixed amount and some cities adding a local cess or metro surcharge on top. Treat these as ballparks, not your state’s actual rate.
Do women buyers pay less?
In several states, yes — property registered in a woman’s name, solely or jointly, attracts a concession of typically 1–2 percentage points. Whether it applies and how much depends on the state, so confirm before relying on it.
Is stamp duty eligible for a tax deduction?
Stamp duty and registration fees paid for a residential property can be claimed under §80C in the year of payment, within the overall ₹1.5 lakh cap and subject to conditions. Confirm applicability for your case.
What other purchase costs does this not cover?
GST on under-construction property, the TDS a buyer must deduct on purchases above ₹50 lakh, local cesses or surcharges, legal and documentation fees, and loan processing charges. The calculator covers only stamp duty and the registration fee.
Is my data uploaded?
No — the calculation runs entirely in your browser.

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