Home Loan Eligibility Calculator
Estimate the home loan amount you’re eligible for based on income and obligations.
Runs in your browser — files never leave your device
Eligible loan
₹44,45,798.16
Max EMI
₹40,000
Assumes 50% FOIR. Lenders’ criteria and credit score affect the actual amount.
How it works
Enter your monthly income, existing EMIs, rate and tenure to estimate the home loan amount you may be eligible for.
Frequently asked questions
- What is FOIR?
- Fixed Obligation to Income Ratio — the share of income lenders allow for EMIs. This tool uses 50%.
- Is my data uploaded?
- No — it runs in your browser.
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