Salary CTC to In-Hand Calculator
Estimate your monthly in-hand salary from annual CTC after PF, tax and professional tax.
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Monthly in-hand
₹84,990.47
Annual in-hand
₹10,19,885.6
Income tax
₹62,514.4
Approximation: basic = 40% of CTC, PF 12%, PT ₹2,400. Actual structure varies by employer.
How it works
Enter your annual CTC and tax regime to estimate monthly and annual in-hand salary after PF, income tax and professional tax.
Frequently asked questions
- Why does in-hand differ from CTC?
- CTC includes employer PF and other costs. In-hand is after employee PF, income tax and professional tax.
- How accurate is it?
- It’s an approximation (basic = 40% of CTC, PF 12%, PT ₹2,400). Your offer letter has the exact breakup.
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